Car Insurance
Vehicle Insurance, also known as auto or motor insurance, is a type of vehicle insurance policy that protects you and your Vehicle from any risks and damages caused from accidents, thefts, or natural disasters. So, you will be financially secure in case of any losses that may be incurred because of any such unforeseen circumstances. In addition to that, you will also be protected from third-party liabilities.
Whether you want to just legally comply with the law with the most basic, third party Vehicle insurance, or give your Vehicle ultimate protection with a comprehensive Vehicle insurance or own damage policy, Digit offers you a third-party, comprehensive and own damage Vehicle insurance at affordable premiums online.
The best part? You can customize your IDV yourself, along with 7 beneficial add-ons to suit your Vehicle. So, whether you want to buy/renew a Vehicle insurance by Digit or make a claim- everything can be done online with our quick and simple smartphone-enabled processes.
Start With a Free Custom Quote
A quote is an estimate of the premium for the insurance coverage you selected and the information you entered. A quote is not an offer for insurance or an insurance contract. Vehicle online insurance quotes for Health insurance, Term life insurance, Commercial Vehicle Insurance, and Mutual funds
What You Get
Vehicle Coverage 24+ Companies
- Third-party Insurance
- Comprehensive Insurance
- Zero depreciation
- Add Ons
Health Coverage 17+ Companies
- Fresh Policy
- Portability
- Top-up Plans
- Cash less hospitals
Frequently Asked Questions
Is insurance necessary?
An insurance policy protects you against financial losses. As such, the policy becomes necessary. If you have a car or a bike, buying a motor insurance policy is mandatory as per law. Even in the case of life insurance, the security given by a life insurance policy is unparalleled which makes the policy a must-buy. When it comes to health insurance, one cannot ignore the high medical costs which are associated with a health ailment. Having a health insurance policy, therefore, makes sense to protect against the financial implication of any medical emergency.
What is premium?
Premium is the cost of insurance. It is the money which you undertake to pay to the insurance company in return for the coverage which the company provides.
What is claim in an insurance policy?
A claim is said to occur when the insured event happens and the insurance company becomes liable to pay the compensation for the financial loss suffered by the insured.
What is renewal of an insurance policy?
Insurance policies come with a specified tenure. When the tenure is over, the cover provided by the policy stops. To continue the coverage, the policy is required to be renewed. Thus, renewal of an insurance policy means continuing the coverage of the policy for an additional tenure by paying the required renewal premium to the insurance company.
What happens if the policy is not renewed on time?
If the insurance policy is not renewed within the due date, the policy cover would lapse as soon as the due date is over. When the policy lapses, the cover stops. If any claim is made in a lapsed policy, it is rejected as the coverage under the policy has stopped due to non-renewal.
What are the different types of health insurance plans available in the market?
Health insurance plans come in the following variants –
- Indemnity health plans – individual health plans and family floater health plans
- Senior citizen health plans
- Critical illness health plans
- Disease-specific health plans
- Hospital cash health plans
- Top up and super top-up health plans
Other Insurances
Business Insurance
Home Isurance
